PENGARUH LINGKUNGAN KERJA DAN KEMAMPUAN KERJA TERHADAP RETENSI KARYAWAN DI KKSU (KOPERASI KONSUMEN SERBA USAHA) CREDIT UNION (CU) HATI NURANI. Indo-Fintech Intellectuals: Journal of Economics and Business, [S. l.], v. 5, n. 3, p. 7012–7026, 2025. DOI: 10.54373/ifijeb.v5i3.4208. Disponível em: https://www.indo-intellectual.id/index.php/ifi/article/view/4208. Acesso em: 26 jun. 2026.